Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Debbie Gaston on Oct-12-2024
“Ella siempre busca solucion 👌”

Henry Isidoro

Reviewed for Rose Dailey on Oct-12-2024
“Great communication, great explanation of everything. She always has time to explain anything no matter what time it was. Thank you, Rose.”

Estefany Maria

Reviewed for Sumit Rajpal on Oct-12-2024
“Timely communication, organization, and strong customer service. I felt informed most of the time and appreciated the level of effort that Sumit and Sakshi put into this loan.”

Navjot

Reviewed for Kailyn McClain on Oct-10-2024
“It was a pleasure working with Kailyn, It was a smooth process from beginning to the end…”

Leonard

Reviewed for Brian Weinberg on Oct-10-2024
“Brian was true to his word from the beginning, made the process very understandable, pleasant and smooth. The information, coaching and clarity he provided have broadened my horizons and I’m forever grateful. I would highly encourage anyone and everyone to do themselves a favor and chat with Brian if they’re in need or have any gaps in understanding the home buying process!”

Brook Rene

Reviewed for David Knaus on Oct-10-2024
“Dave was easy to work with and answered all of our questions in a way we could understand. He was extremely helpful throughout this process and made it very seamless!”

Jamie Elizabeth

Reviewed for Sharyn DiCarlo on Oct-09-2024
“Sharyn was very easy to work with. Always kept me informed of everything happening. She promptly returned any calls I had. I look forward to working with her if the opportunity arises”

Monte W.

Reviewed for Justin Wallace on Oct-09-2024
“Justin did a great job!”

Deborah

Reviewed for Michelle Oteri on Oct-09-2024
“Very easy to talk to. Answered all questions timely.”

Kelley

Reviewed for Timothy Joselyn on Oct-09-2024
“Timothy was great at explaining the process and making it simple and straight forward.”

Josiah